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Hey Greg!
1. How could Nightwing afford to have an apartment of his own (as seen in issue #20)? Did his parents leave him money or does Bruce help him financially?
I'm sure his parents left him something, but I doubt it was very much. On the other hand, Bruce could have helped him invest it wisely. In fact, Dick has had a (relatively) generous allowance from Bruce, and most of that he invests wisely too. The notion that Bruce helps him financially while he's in college, is a given, however.